Our vision

With urble, we want to empower you to manage your finances in a self-determined and effortless way. Based on the deep conviction that saving can be simple and enjoyable, we support you in achieving your financial goals.

urble - „You are Able“ - embodies our belief that everyone is capable of managing their own finances. It's not „rocket science“ - you have everything you need.

Just as social media has revolutionized the way we connect, communicate and interact, urble aims to fundamentally change the way we organize our finances. With urble, you become your own bank and discover a world of possibilities. Self-custody of assets is not a chore, but an enabler that offers numerous opportunities to save for yourself, for others or together - globally and without limits.

Connect social moments such as birth, graduation, marriage, house purchase and other important life events with payments, savings plans and binding digital contracts. We look forward to being your life companion with urble.

More fun, security, and sustainability in saving. For greater financial freedom in the future. For everyone.

Adventure

How?
With urble

A savings community in spirit. With savings expertise in investment strategy and practically simple implementation. With superior technology.

Who is
urble?

  • urble is all about getting you to save successfully. Save successfully with urble, „(yo)u (a)r(e) able“.
  • urble is future-proof, reliable, independent and collaborative.
  • urble ticks digitally, for maximum efficiency in processes and outstanding usability for savers.
  • urble is the digital heart of a community. At the same time, it represents trust and togetherness.
  • urble thinks very long-term. Across generations. Even before life begins. Even beyond death.
Brick Towers

Who we are

urble is a brand of Brick Towers. Inspired by the dynamic advances in Web3 technology and motivated by the growing institutional adoption of digital assets, we launched Brick Towers - an institutional digital asset service provider.

Our digital platform enables institutional clients such as banks and foundations to actively participate in the consensus process of decentralized networks and be rewarded for their validation work. Through urble, we are now making our yield strategies available to retail clients as well.

Founder
Team

We are four founders with a common past and a common goal for the future. Based on our experience at Leonteq in developing digital savings solutions for Swiss insurance companies and banks, we are convinced that we can use the potential of Web3 technologies to create innovative savings products and ecosystems that outperform existing offerings. That's why we launched urble.

Ralph Hofacker

Co-Founder

Christian Dick

Co-Founder

Sergey Kisel

Co-Founder

Imants Firsts

Co-Founder

The urble Association representing the Community

The urble Association is a powerful community-driven body helping shape the future of collaborative, self-custodial savings through urble. The Founding Delegates represent the urble community, bringing diverse experience across web3, finance, product design, governance, and customer empowerment.
Joana Torres

Joana Torres

Product strategist
Innovation in blockchain technology creates unprecedented opportunities to reimagine savings and investing. A future of investing without using the technology’s benefits, would be foolish and I consider it unthinkable. urble is aiming to make saving more accessible, transparent, and user-controlled, which is exactly what we need.

As someone with a traditional finance background in asset management and product development, I am deeply committed to advancing my financial literacy. I want to help urble DAO build self-custody savings solutions that empower individuals regardless of their background or financial status. This is an opportunity to create financial infrastructure that educates while it serves.

Fredi Suerbeck

Fredi Surbeck

Customer experience designer
As a designer and Customer Experience Maximalist, I believe that trust is deeply personal - it’s built through human connection, not dictated by companies.

Crypto made me a saver. Not because of price movements, but because of the idea behind it. A system like blockchain offers trust, peace of mind, and long-term perspective. That aligns with my mindset: design consciously, think sustainably, stay independent.

I bring urble DAO a strong customer perspective and an uncompromising focus on real-life relevance - so that self-custodied savings aren’t just an idea, but a practical tool that truly empowers people in their everyday lives.

Vittorio Vaccaro

Vittorio Vaccaro

Financial freedom advocate
I’ve always found that long-distance running gives me a real sense of freedom and resilience - qualities I see mirrored in decentralized finance. Whether I’m on the trail or exploring better ways to protect our wealth, pushing your own limits teaches you that true success comes from both individual perseverance and shared collaboration, exactly the spirit that drives web3 communities.

As a father of two, I’m passionate about building a financial future that goes beyond what traditional institutions can offer. That’s why I’m committed to urble DAO, a place where each individual truly owns their savings. By harnessing blockchain’s power to preserve purchasing power over the long run, we can create a more inclusive, resilient system - one that empowers people to experience genuine financial freedom.

Michelle Mathys

Michelle Mathys

Financial controller
As a mother of two, I understand the importance of secure and sustainable savings solutions. I am passionate about decentralized systems that challenge traditional financial governance, shifting power from institutions to individuals through transparency, shared responsibility, and long-term thinking.

With a background in financial controlling, I have developed expertise in financial reporting and planning. Since 2017, I have also been deeply involved in the Web3 space, continuously expanding my knowledge in decentralized finance and blockchain innovations.

At urble DAO, I apply my financial expertise to help build a transparent, community-driven, and future-proof financial system - one that empowers individuals and redefines the way we save.

Christian Dick

Christian Dick

Investment strategist and ecosystem thinker
I love gardening because it teaches me how systems grow, adapt, and regulate themselves - just like a DAO. A healthy ecosystem, whether in nature or finance, needs decentralization, resilience, and continuous feedback.

I believe that the governance of long-term savings solutions should be handled by DAOs rather than companies, because companies today often don’t last as long as the financial commitments they create. With my background in investment management, I contribute to urble DAO, helping build a financial system that evolves with its community and stands the test of time.

Ralph Hofacker

Ralph Hofacker

Product leader and self-sovereignty advocate
As a lifelong FC Bayern Munich fan, I’ve seen how a strong community can shape an organization, holding it accountable while driving its success. I believe this level of transparency, critical thinking, and open dialogue is missing in how people manage their savings - too often relying on centralized institutions with limited control over their own money. That’s why I’m committed to the urble Association and DAO, building a global space where people can discuss, access, and learn about self-sovereign savings. As a father and godfather, I deeply care about financial security in these uncertain times. My goal is to empower individuals to take charge of their wealth, ensuring a resilient, permissionless, and bottom-up financial future for generations to come.

Investors and partners

Investors and partners are the foundation of our continued growth and innovation. Together, we build sustainable value, foster innovation, and shape a future of shared success.
Join us in shaping the new way of banking. If you're ready to invest in innovation or partner to drive growth, drop us a message to partnerships@bricktowers.io, and let's explore how we can build urble together.