For you or for others.
Open savings accounts for yourself, your child, your godchild, or anyone you want to build something for — all in one app.
Bitcoin Savings · Live in the app
Bitcoin.
For every moment.
Open Bitcoin savings accounts for yourself or for people who matter to you. Set a goal, a date, or just save regularly — with full control over your coins.
BTC Savings RH
Lina's future 🎀
₿ 0.042
Goal: CHF 50,000 · 18th birthday
RH
GM
PT
My BTC account
Ongoing · no target date
₿ 0.18
Emergency fund 2027 🏔️
Goal: CHF 20,000
62%
₿ Self-Custody
via DFX
Simply put
Saving with purpose and direction.
A Bitcoin savings account in urble is more than a wallet address. It has a name, a goal, a story — and can be shared with people who want to be part of it.
With a goal or just ongoing.
Set a target amount or a target date — or simply save regularly without a set deadline. You set the pace.
Your coins. Your control.
Every savings account is self-custodial and fully separate. urble and Brick Towers never have access to your Bitcoin. You retain full control at all times.
Three ways to save
Your goal. Your rhythm.
Whether you're working toward a specific amount, have a date in mind, or simply want to accumulate Bitcoin regularly — urble adapts to you.
Target amount
Set a target amount in your fiat currency — CHF, USD, or EUR. urble shows you — based on historical Bitcoin performance — how long you might take to get there at your current savings rate.
Target date
Save until a specific date — an 18th birthday, a wedding, graduation, or any other milestone. Ideal for children's savings accounts.
Save ongoing
No goal, no deadline — just regularly accumulate Bitcoin. The classic savings plan, automated and clearly tracked in the app.
How long until you reach your goal? urble gives you an estimate based on historical Bitcoin performance. This is not a guarantee — Bitcoin is volatile and past performance is no indicator of future results. The projection helps you set a realistic savings rhythm.
Save together
One account. Many who contribute.
Invite family, friends, or godparents to a savings account. They can follow the progress, leave memories — and deposit directly.
Why Bitcoin?
More than saving.
Building real ownership.
A Bitcoin savings plan works differently from a classic savings account — and that's precisely the point.
No interest rate. No problem.
Traditional savings accounts offer little real return in a low-interest environment — often below inflation. Bitcoin follows a different logic: fixed supply, global demand.
Time is the biggest advantage.
Starting early means benefiting from cost averaging: regular purchases over many years smooth out price swings and lower the average entry price over time. Set it and forget it — one standing order is all it takes.
Real ownership.
Bitcoin in a self-custodial wallet truly belongs to you — no bank, no intermediary, no counterparty. Whether for yourself, a child, or someone else: what you build genuinely belongs to the person you're building it for. For children, there's an added benefit: growing up with a sense of ownership over real assets is one of the most valuable foundations of financial literacy.
Compare
Traditional savings vs.
Bitcoin savings plan.
Both approaches have their place. But when the goal is building real value over 10, 15, or 18 years, the comparison is worth making.
| Traditional savings account / fund | urble Bitcoin savings plan |
|---|---|
| Interest rates depend on central bank policy — often below inflation. | No interest rate. Value driven by market forces and fixed supply. |
| Money held by a bank or fund provider. | Bitcoin belongs to you. Self-custodial, no third party has access. |
| Deposit protection up to a certain amount. | No deposit protection — but no counterparty risk against a bank either. |
| Low volatility, but limited potential to outpace inflation. | High short-term volatility — historically strong long-term performance. |
| Third-party contributions hard to coordinate. | Family and friends can deposit directly into the savings account. |
| Little transparency into how funds are used. | Every transaction publicly traceable on the blockchain. |
Important: Bitcoin is a volatile asset. Past performance is no indicator of future results. A Bitcoin savings plan is suited for people who think long-term and can tolerate short-term price swings. Only invest what you don't need in the short term — Bitcoin is a long-term savings instrument.
How it works
Up and running in minutes.
No crypto know-how needed. urble guides you through everything — from opening an account to your first deposit.
AccountOpen
→
CHFDeposit
→
BTCAccumulate
→
GoalReach it
Create a savings account
Give your account a name, choose your goal — amount, date, or ongoing — and set your savings rhythm. Done in minutes.
Deposit CHF — via bank transfer
Every savings account gets a personal CHF IBAN. Transfer CHF directly to this IBAN — automatically converted to Bitcoin via DFX. No additional exchange needed. Simply set up a standing order in your e-banking — once done, the savings plan runs on its own.
Invite supporters
Share the savings account with family or friends. They can follow the progress, mark moments, and deposit Bitcoin directly.
Goal reached — withdraw
When your target amount or date is reached, urble notifies you. You can then use or withdraw your Bitcoin for your intended purpose.
Why urble?
One wallet for many purposes.
Without the chaos.
Until now, saving Bitcoin for multiple people or goals meant a real organisational headache.
Before
- A separate wallet for each person — nearly impossible to manage.
- No easy way to link a balance to a specific person or purpose.
- No way to involve others in a savings goal.
- No clear signal when a goal is reached — and what to do next.
- Bitcoin often held long-term with no plan for when to use it.
With urble
- Unlimited savings accounts in one app — each with a name and purpose.
- Clear assignment: Lina's future, emergency fund, world trip.
- Family and friends can follow along and contribute.
- urble notifies you when an amount or date is reached.
- Simple withdrawal when the moment arrives — no hodl dilemma.
Security
Your Bitcoin. Always.
Self-custody means you are the only one who can access your Bitcoin. urble is a self-custodial wallet — by design.
Every account is fully separate.
Every Bitcoin savings account in urble is technically isolated — with its own bank transfer details and its own address on the blockchain. Coins are clearly assigned to a purpose and remain fully under your control.
- No shared pool
- Clear separation between savings accounts
- Always verifiable and exportable
urble never has access.
Brick Towers and urble never have access to your Bitcoin or your private keys — not during deposit, not during operation, not during withdrawal.
Self-custodial: you are and remain the sole owner of your coins.
FAQ
Good to know.
Who is the Bitcoin savings account for?
For anyone who wants to save Bitcoin regularly — for themselves, for children, godchildren, or other people close to them. No crypto experience needed.
How many savings accounts can I open?
As many as you like. Each account has its own name, goal, and dedicated bank transfer details for deposits — all clearly organised in one app.
How do I deposit?
Every savings account gets a personal CHF IBAN via DFX. Transfer CHF directly to this IBAN — Bitcoin conversion happens automatically. No additional exchange or crypto account needed. The easiest approach: set up a standing order in your e-banking once and let the plan run automatically.
Can others deposit into my savings account?
Yes. Invited contacts can deposit Bitcoin directly via their own urble wallet. As the account holder, you retain sole control over withdrawals at all times.
What happens when the goal is reached?
urble notifies you when your target amount is reached or your target date arrives. You can then use or withdraw your Bitcoin directly from the app.
Are my Bitcoin safe? Who has access?
Only you. urble is a self-custodial wallet. Brick Towers and urble never have access to your Bitcoin or private keys. You are and remain the sole owner.
How reliable is the projection to the target date?
urble provides an estimate based on historical Bitcoin performance. This is not a guarantee — Bitcoin is volatile and past performance is no indicator of future results. The projection helps you set a realistic savings rhythm.
Will hardware wallet support be added?
Hardware wallet support is planned for a later phase. We are working on making urble accessible for users who want to secure their keys on a hardware wallet.
ready to urble?
Open your first Bitcoin savings account.
For you. For your child. For someone who matters to you.
Up and running in minutes — right inside the urble app.
