Now everyone can save

Combining saving money with goals creates a motivational framework with long-term prospects of success. Successful saving requires knowledge, but also soft skills such as perseverance and discipline. And not to forget: fun. Because without fun, you'd rather move on to other things. urble takes a holistic approach here. urble doesn’t want to drag you into saving. It wants to bring you to saving.
Family photo
What makes urble unique

Saving. Reimagined.

urble combines what was previously separate: goals, the people you trust, control, and yield potential - all in one app.
1

Goal-based saving.

Save with a specific amount, a specific date, or simply on an ongoing basis - with milestones that keep you motivated. Set it up once and let it run automatically.

4

Only you have access.

No bank, no asset manager - your money stays in your hands. Self-custodial by design: urble never has access to your assets at any point.

2

For you and for others.

Open savings accounts for yourself, your child, your godchild, or anyone - all in one app, clearly organised and personal, each with its own dedicated IBAN.

5

No hidden costs.

No account fees, no hidden charges. For yield products, we only earn when you earn - never on your deposited balance.

3

Better together.

Invite family and friends to take part - they can mark moments, follow progress, and deposit directly. Saving as a shared experience.

6

Your money never stops working.

Save in assets with yield potential - CHF via Frankencoin (ZCHF) already today, EUR and USD yield in the works, ETH and ADA staking coming soon. Tokenised equities and ETFs are already on the roadmap.

The investment products

Saving options
from urble

Successful saving also means successful investing. Simply contributing to savings goals is not enough. Inflation is ever-present. Merely keeping up with it is insufficient, even though many savings products already fail at this hurdle. With urble, we aim to beat inflation significantly so that real savings success becomes unmistakable. Only then will people be motivated to continue saving and pursue new savings goals. And only in such a self-reinforcing 'savings loop' is it possible to achieve financial freedom.
Savings options

Choose your path.

urble offers a range of savings options - from stable franc-based products to long-term stores of value. You decide what fits your goals.
Live (CHF)
Stablecoins - CHF, EUR, USD

Digital francs, euros & dollars.

Stablecoins are digital representations of fiat currencies - usable for payments, transfers, and saving. For CHF, urble already offers savings via Frankencoin (ZCHF) with variable yield today. We're working on enabling yield for EUR and USD stablecoins too - so your money works for you regardless of currency.

Learn more
Live
Bitcoin (BTC)

The digital store of value.

Bitcoin is the decentralised network for worldwide money transfers without banks - with the longest track record of any cryptocurrency and a fixed supply capped at 21 million coins. Ideal for long-term value preservation through a regular savings plan with a standing order.

Learn more
Staking soon
Ethereum (ETH)

Smart contracts. And staking soon.

ETH is the native currency of the Ethereum blockchain - the leading network for smart contracts and decentralised applications. Save in ETH and soon earn staking yield directly inside your savings account.

Staking soon
Cardano (ADA)

Sustainable. With ongoing yield.

Cardano is a scientifically designed blockchain focused on scalability and sustainability. By staking ADA, you contribute to network security and earn regular rewards in return - a form of ongoing yield built into the asset itself, coming soon to urble.

The real problem

Don't watch your money slowly disappear.

A Swiss savings account pays almost nothing today - while inflation quietly erodes your purchasing power year after year. Leave CHF 10,000 in a bank account and you'll have lost around CHF 1,800 in real value after 10 years at 2% inflation. urble does it differently: save with a goal, a date, or simply on an ongoing basis - in assets that work for you over time.

CHF 10,000 Today in a savings account
-CHF 1,800 Real purchasing power lost after 10 years at 2% inflation
Save with purpose. urble connects your money to a concrete goal - and an asset that works for you.
Bitcoin
Live

Bitcoin Savings

Long-term store of value via savings plan - with a target amount, target date, or ongoing. Set up a standing order once and let it run.

Learn more
CHF Frankencoin
Live

ZCHF Savings

CHF-based savings with variable yield - powered by Frankencoin (ZCHF). Available today. EUR and USD yield in the works.

Learn more
ETH ADA ETF
More coming

ETH, ADA & beyond

Staking yield for ETH and ADA coming soon. Tokenised equities and ETFs are already on the roadmap - urble grows with your goals.

Figures shown are for illustrative purposes only. Past performance and inflation projections are not reliable indicators of future results. All investments involve risk, including possible loss of capital.

Features that reinvent saving

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What drives us and who we are.
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