urble Me

Save for yourself, for your vacation, for your new car or for a specific time in the future. Always with a goal. And for bigger goals, with incentives and a plan. Always with the possibility of involving third parties to achieve your goals.

Portfolio overview

Keep track of all your savings goals and their progress. Whether for yourself, for your loved ones or as part of a team. You can see at a glance which goals your money is working towards. And how well it is performing.

Saving with goals

‘Those who have no goals cannot achieve any.’ At urble, we are just as convinced of this as the Chinese philosopher Lao Tzu was long ago. Saving with clear goals sets the direction, creates commitment, and makes success visible and tangible. And that’s the foundation for setting new goals.

Time

Name your savings goals and set a target date. Saving can be really fun if you work towards goals. Even more so if you share the success together.

Bonus

Connect with real-life goals to achieve additional savings bonuses. This leads to even more savings success. And brings other goals in life into focus.

Milestones

Add milestones that you associate with goals from your real life. For example, you can only pay yourself the money for your vacation once you've reached your fitness goals.

Release

Define the exact conditions under which milestones are unlocked. Friends, family, or teammates can confirm when a goal is achieved – making progress transparent, fair, and social. This way, your savings become a shared commitment, not just a number on an account.

Release conditions with structure

Discipline is half the success of saving. Maybe even more. urble creates the framework for you to pull yourself together. Payouts should only be possible under certain conditions that you set yourself at the start of the savings plan. Even fixed incentive targets, which are accompanied by special payments into the savings plan, can only be made if you actually achieve the targets.

Include others

Invite others to contribute directly to your savings goals. This could put an end to well-intentioned but unwanted material gifts. It saves the givers time and avoids awkward moments. Plus, it's more personal than a cash gift.

Multi Accounts

Create and manage additional accounts for children and your partner.

The investment products

Saving options
from urble

Successful saving also means successful investing. Simply contributing to savings goals is not enough. Inflation is ever-present. Merely keeping up with it is insufficient, even though many savings products already fail at this hurdle. With urble, we aim to beat inflation significantly so that real savings success becomes unmistakable. Only then will people be motivated to continue saving and pursue new savings goals. And only in such a self-reinforcing 'savings loop' is it possible to achieve financial freedom.

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Stablecoins USD, EUR, CHF

Stablecoins correspond to a digital representation of monetary currencies that can be used in decentralized blockchain networks for payment, transfer and saving with attractive returns.

Bitcoin (BTC)

Bitcoin is a decentralized network that allows worldwide money transfers without the need for banks. It also has the longest history of any cryptocurrency and is capped at 21 million coins. Save in Bitcoin to hedge against long-term inflation.

Cardano (ADA)

Cardano is a decentralized blockchain platform focused on scalability, sustainability, and scientific research. ADA, the cryptocurrency of this platform, fuels transactions and smart contracts while enabling participation in its ecosystem. By saving in ADA, you join the growth of one of the most research-driven blockchain projects.

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Staked Cardano (ADA)

By staking ADA, you contribute to the security and decentralization of the Cardano network. In return, you receive staking rewards in newly issued ADA, which can be seen as a form of recurring yield.

Achieve more with the same amount of savings.
Much more.

Comparison of the average annual return achieved between a traditional investment product and selected crypto assets in the comparison period 2021–2024.

MSCI World Index ETFs

11%

Bitcoin

34%

Ether

46%

ADA (Cardano)

47%

Die dargestellten Wertentwicklungen basieren auf historischen Ergebnissen und dienen ausschliesslich zu Illustrationszwecken. Vergangene Wertentwicklungen sind kein verlässlicher Indikator für zukünftige Ergebnisse. Investitionen sind stets mit Risiken verbunden, einschliesslich des möglichen Verlusts des eingesetzten Kapitals. urble gibt keine Garantien ab und übernimmt keine Verantwortung für das Erreichen bestimmter Anlageergebnisse.

Why urble relies on Coins

Coins are the money of the future. urble wants your money to still exist and flourish in 20 years' time, so that you can really do something with it.

chevron_right No Coincerns for the Future

Now save the right way. With urble

Get to know the app

Save and transfer with ease.

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Fit for Finance?

urble alone does not create financial freedom for you. You are part of it. urble provides you with a framework in which you can pursue your financial goals in the best possible way. This doesn't just mean understanding urble as a tool and using it correctly. You should also know how finance works. At least in broad terms. And also in depth in the key areas.

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Every situation.
One solution.

urble Kids

Save for your children together with family and friends and let them actively participate in the savings experience.