Alps

urble Me

Save for yourself, for your vacation, for your new car or for a specific time in the future. Always with a goal. And for bigger goals, with incentives and a plan. Always with the possibility of involving third parties to achieve your goals.
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Portfolio overview

Keep track of all your savings goals and their progress. Whether for yourself, for your loved ones or as part of a team. You can see at a glance which goals your money is working towards. And how well it is performing.

Saving with goals

‘Those who have no goals cannot achieve any.’ At urble, we are just as convinced of this as the Chinese philosopher Lao Tzu was long ago. Saving with clear goals sets the direction, creates commitment, and makes success visible and tangible. And that’s the foundation for setting new goals.

Time

Name your savings goals and set a target date. Saving can be really fun if you work towards goals. Even more so if you share the success together.

Bonus

Connect with real-life goals to achieve additional savings bonuses. This leads to even more savings success. And brings other goals in life into focus.

Milestones

Add milestones that you associate with goals from your real life. For example, you can only pay yourself the money for your vacation once you've reached your fitness goals.

Release

Define the exact conditions under which milestones are unlocked. Friends, family, or teammates can confirm when a goal is achieved – making progress transparent, fair, and social. This way, your savings become a shared commitment, not just a number on an account.

Release conditions with structure

Discipline is half the success of saving. Maybe even more. urble creates the framework for you to pull yourself together. Payouts should only be possible under certain conditions that you set yourself at the start of the savings plan. Even fixed incentive targets, which are accompanied by special payments into the savings plan, can only be made if you actually achieve the targets.

Include others

Invite others to contribute directly to your savings goals. This could put an end to well-intentioned but unwanted material gifts. It saves the givers time and avoids awkward moments. Plus, it's more personal than a cash gift.

Multi Accounts

Create and manage additional accounts for children and your partner.
The investment products

Saving options
from urble

Successful saving also means successful investing. Simply contributing to savings goals is not enough. Inflation is ever-present. Merely keeping up with it is insufficient, even though many savings products already fail at this hurdle. With urble, we aim to beat inflation significantly so that real savings success becomes unmistakable. Only then will people be motivated to continue saving and pursue new savings goals. And only in such a self-reinforcing 'savings loop' is it possible to achieve financial freedom.
Savings options

Choose your path.

urble offers a range of savings options - from stable franc-based products to long-term stores of value. You decide what fits your goals.
Live (CHF)
Stablecoins - CHF, EUR, USD

Digital francs, euros & dollars.

Stablecoins are digital representations of fiat currencies - usable for payments, transfers, and saving. For CHF, urble already offers savings via Frankencoin (ZCHF) with variable yield today. We're working on enabling yield for EUR and USD stablecoins too - so your money works for you regardless of currency.

Live
Bitcoin (BTC)

The digital store of value.

Bitcoin is the decentralised network for worldwide money transfers without banks - with the longest track record of any cryptocurrency and a fixed supply capped at 21 million coins. Ideal for long-term value preservation through a regular savings plan with a standing order.

Staking soon
Ethereum (ETH)

Smart contracts. And staking soon.

ETH is the native currency of the Ethereum blockchain - the leading network for smart contracts and decentralised applications. Save in ETH and soon earn staking yield directly inside your savings account.

Staking soon
Cardano (ADA)

Sustainable. With ongoing yield.

Cardano is a scientifically designed blockchain focused on scalability and sustainability. By staking ADA, you contribute to network security and earn regular rewards in return - a form of ongoing yield built into the asset itself, coming soon to urble.

The real problem

Don't watch your money slowly disappear.

A Swiss savings account pays almost nothing today - while inflation quietly erodes your purchasing power year after year. Leave CHF 10,000 in a bank account and you'll have lost around CHF 1,800 in real value after 10 years at 2% inflation. urble does it differently: save with a goal, a date, or simply on an ongoing basis - in assets that work for you over time.

CHF 10,000 Today in a savings account
-CHF 1,800 Real purchasing power lost after 10 years at 2% inflation
Save with purpose. urble connects your money to a concrete goal - and an asset that works for you.
Bitcoin
Live

Bitcoin Savings

Long-term store of value via savings plan - with a target amount, target date, or ongoing. Set up a standing order once and let it run.

Learn more
CHF Frankencoin
Live

ZCHF Savings

CHF-based savings with variable yield - powered by Frankencoin (ZCHF). Available today. EUR and USD yield in the works.

Learn more
ETH ADA ETF
More coming

ETH, ADA & beyond

Staking yield for ETH and ADA coming soon. Tokenised equities and ETFs are already on the roadmap - urble grows with your goals.

Figures shown are for illustrative purposes only. Past performance and inflation projections are not reliable indicators of future results. All investments involve risk, including possible loss of capital.

Why urble relies on Coins

Coins are the money of the future. urble wants your money to still exist and flourish in 20 years' time, so that you can really do something with it.
chevron_right No Coincerns for the Future
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Now save the right way. With urble

Get to know the app

Save and transfer with ease.
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Download on the App Store Get it on Google Play
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Fit for Finance?

urble alone does not create financial freedom for you. You are part of it. urble provides you with a framework in which you can pursue your financial goals in the best possible way. This doesn't just mean understanding urble as a tool and using it correctly. You should also know how finance works. At least in broad terms. And also in depth in the key areas.
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Every situation.
One solution.

urble Kids
Save for your children together with family and friends and let them actively participate in the savings experience.