One for

Individually strong.
Powerful together
urble will be unassailable. Immune to short-sighted management decisions. It couldn't be more sustainable.
This is future-proofing in a new dimension.

Never before has there been more security for long-term savings.
Your
voice matters.
Proposals are proposals submitted by members (or delegates) to promote changes or new initiatives within the urble community. Any member can submit a proposal, which is then discussed and voted on by the community.
This democratic method allows all members to actively participate in the development and growth of the urble community. Join in and contribute your ideas to drive our shared vision forward!
Introduction of an incentive program for regular savers
Introduction of an urble scholarship program for students
Feature request for the savings plans

Why financial democracy is important
Security and control
Community without obligations and for everyone
Flexibility and sustainability
Community added value
Superior technology

urble Community Governance
Legal certainty for members through external representation as a Swiss association:
Simple governance with urble DAO:
Transparency through cryptographic signatures:

OrganizationalBodies
1
Community
checklist rights
task_alt tasks
group_add entry/exit
group size
2
Delegates
checklist rights
task_alt tasks
group_add entry/exit
group size
3
Committee (Working Groups)
checklist rights
task_alt tasks
4
Advisory Board
checklist rights
task_alt tasks
group_add entry/exit
group size
Key Roles in the urble Community

Joana Torres
As someone with a traditional finance background in asset management and product development, I am deeply committed to advancing my financial literacy. I want to help urble DAO build self-custody savings solutions that empower individuals regardless of their background or financial status. This is an opportunity to create financial infrastructure that educates while it serves.

Fredi Surbeck
Crypto made me a saver. Not because of price movements, but because of the idea behind it. A system like blockchain offers trust, peace of mind, and long-term perspective. That aligns with my mindset: design consciously, think sustainably, stay independent.
I bring urble DAO a strong customer perspective and an uncompromising focus on real-life relevance—so that self-custodied savings aren’t just an idea, but a practical tool that truly empowers people in their everyday lives.

Vittorio Vaccaro
As a father of two, I’m passionate about building a financial future that goes beyond what traditional institutions can offer. That’s why I’m committed to urble DAO, a place where each individual truly owns their savings. By harnessing blockchain’s power to preserve purchasing power over the long run, we can create a more inclusive, resilient system—one that empowers people to experience genuine financial freedom.

Michelle Matthys
With a background in financial controlling, I have developed expertise in financial reporting and planning. Since 2017, I have also been deeply involved in the Web3 space, continuously expanding my knowledge in decentralized finance and blockchain innovations.
At urble DAO, I apply my financial expertise to help build a transparent, community-driven, and future-proof financial system—one that empowers individuals and redefines the way we save.

Christian Dick
I believe that the governance of long-term savings solutions should be handled by DAOs rather than companies, because companies today often don’t last as long as the financial commitments they create. With my background in investment management, I contribute to urble DAO, helping build a financial system that evolves with its community and stands the test of time.

Ralph Hofacker
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Doing good together

WWF Switzerland

Pestalozzi Foundation
