It’s pretty quick. After you’ve installed the urble app and opened an account, you can set up your first savings account on the app in no time, either for yourself or with someone else. We’ll show you how in an explainer video.

Using urble itself costs you nothing. You pay a small fee for each deposit, each payment with your urble card, and for the rewards and release conditions you receive and set in certain savings plans. A portion of these fees flows back into the urble DAO, giving the association and you as a member the long-term opportunity to decide what’s best for urble savers.

From your urble savings account or a joint savings account, you can set up a savings plan for yourself or someone else, like your children. You decide all the parameters and any release conditions that define the savings plan throughout its duration. This makes saving engaging and interactive, allowing you to contribute to the financial well-being and education of your loved ones.

You can deposit into both the savings account and an existing savings plan. We provide you with an IBAN, allowing you to make deposits from your bank account and invite others to deposit as well. Additionally, we support deposits via credit card and mobile payment services (Apple Pay, Google Pay). Additionally, you can easily make urble deposits directly in a digital currency and receive them from others. Simply use your wallet as the recipient for this purpose.

The most important thing in urble is that your money always belongs to you. With your urble wallet, you always have control over your savings. Your savings accounts are available without any restrictions. The funds you keep in savings plans are tied to the criteria you’ve defined and become available once all your defined criteria are met.

With urble, we are defining and shaping what savings in the future mean. We are building on the new financial infrastructure that will replace in the coming decades what was developed before the internet age. This means that with urble, you save in digital currencies, using a variant of euros, francs, or US dollars that is compatible with this system. This enables you to save in a much more flexible, global, and secure way, without restrictions like bank opening hours or cross-border transactions.