urble Me

Save for yourself, for your vacation, for your new car or for a specific time in the future. Always with a goal. And for bigger goals, with incentives and a plan. Always with the possibility of involving third parties to achieve your goals.

Portfolio overview

Keep track of all your savings goals and their progress. Whether for yourself, for your loved ones or as part of a team. You can see at a glance which goals your money is working towards. And how well it is performing.

Saving with goals

‘Those who have no goals cannot achieve any.’ At urble, we are just as convinced of this as the Chinese philosopher Lao Tzu was long ago. Saving with clear goals sets the direction, creates commitment, and makes success visible and tangible. And that’s the foundation for setting new goals.

Time

Name your savings goals and set a target date. Saving can be really fun if you work towards goals. Even more so if you share the success together.

Coming soon

Bonus

Connect with real-life goals to achieve additional savings bonuses. This leads to even more savings success. And brings other goals in life into focus.

Coming soon

Milestones

Add milestones that you associate with goals from your real life. For example, you can only pay yourself the money for your vacation when you have five kilos less on your ribs.

Coming soon

Conditions

Define the exact conditions under which the individual milestones are reached. Blockchain technology or the urble community can be used for unambiguous verification.

Coming soon

Release conditions with structure

Discipline is half the success of saving. Maybe even more. urble creates the framework for you to pull yourself together. Payouts should only be possible under certain conditions that you set yourself at the start of the savings plan. Even fixed incentive targets, which are accompanied by special payments into the savings plan, can only be made if you actually achieve the targets.

Save together

Whether privately with friends for a shared event or in business for joint capital building for a company startup, saving together has never been easier than with urble.

Coming soon

Include others

Invite others to contribute directly to your savings goals. This could put an end to well-intentioned but unwanted material gifts. It saves the givers time and avoids awkward moments. Plus, it's more personal than a cash gift.

Coming soon

Multi Accounts

Create and manage additional accounts, for example for your children, your partner or to save together with your friends.

Coming soon

The investment products

Saving options
from urble

Successful saving also means successful investing. Simply contributing to savings goals is not enough. Inflation is ever-present. Merely keeping up with it is insufficient, even though many savings products already fail at this hurdle. With urble, we aim to beat inflation significantly so that real savings success becomes unmistakable. Only then will people be motivated to continue saving and pursue new savings goals. And only in such a self-reinforcing 'savings loop' is it possible to achieve financial freedom.

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Stablecoins USDT, USDC, EUR, CHF

Stablecoins correspond to a digital representation of monetary currencies that can be used in decentralized blockchain networks for payment, transfer and saving with attractive returns.

Ether (ETH)

Ethereum is a global decentralized platform for innovative and open financial products. Ether, the cryptocurrency on this platform, is the “digital oil” that powers these solutions. By saving in this cryptocurrency, you participate in the steady growth of this platform.

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Staked Ether (ETH)

By staking, you use your ether to contribute to the security of the decentralized network and are rewarded with newly issued ETH, which can be compared to interest in a figurative sense.

Bitcoin (BTC)

Bitcoin is a decentralized network that enables money to be sent around the world in a decentralized manner without the need for a bank. Bitcoin is also the cryptocurrency with the longest history and is limited to 21 million units. Save in Bitcoin to protect yourself against currency devaluation in the long term.

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Bitcoin with earnings

If you choose this investment strategy, urble will stake your Bitcoin on the Lightning Network to enable instant payments between sender and receiver globally. In return, you earn some extra Bitcoin for your Bitcoin.

Achieve more with the same amount of savings.
Much more.

Average annual return in the comparative period 2021 to 2024. Classic investment product: MSCI World ETF

Classic investment products (ETFs)

11%

Ether

22%

Bitcoin

38%

Why urble relies on Coins

Coins are the money of the future. urble wants your money to still exist and flourish in 20 years' time, so that you can really do something with it.

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Now save the right way. With urble

Get to know the app

Save and pay with ease. With the urble app. That's all you need.

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Fit for Finance?

urble alone does not create financial freedom for you. You are part of it. urble provides you with a framework in which you can pursue your financial goals in the best possible way. This doesn't just mean understanding urble as a tool and using it correctly. You should also know how finance works. At least in broad terms. And also in depth in the key areas.

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