urble Couple

Save together as a couple for your future together. Set joint savings goals and each make your own individual savings contribution. You'll reach your goal together, always on an equal footing and regardless of the contributions you've each made. If you stop halfway through, each of you will get your share back. This is how couple saving works with urble. It gives you a common motivational framework for saving and still ensures clear financial relationships.

Saving with goals

“Those who have no goals cannot achieve any.” We at urble are just as convinced of this as the Chinese philosopher Lao Tzu was a long time ago. Saving with goals sets the direction, creates commitment, makes success visible and tangible. And that is the prerequisite for setting new goals.

Time

Name your savings goals and set a target date. Saving can be really fun if you work towards goals. Even more so if you share the success together.

Bonus

Connect with real-life goals to achieve additional savings bonuses. This leads to even more savings success. And brings other goals in life into focus.

Milestones

Add milestones that you associate with goals from your real life. For example, you can only pay yourself the money for your vacation when you have five kilos less on your ribs.

Release

Specify the exact conditions under which the individual milestones are achieved. Blockchain technology or the urble community can be used for unambiguous verification.

Release conditions with structure

Discipline is half the success of saving. Maybe even more. urble creates the framework for you to pull yourself together. Payouts should only be possible under certain conditions that you set yourself at the start of the savings plan. Even fixed incentive targets, which are accompanied by special payments into the savings plan, can only be made if you actually achieve the targets.

Portfolio overview

Keep track of all your savings goals and their progress. Whether for yourself, for your loved ones or as part of a team. You can see at a glance which goals your money is working towards. And how well it is performing.

Save together

Two accounts with the same rights. You make common cause, get the same insight into your joint progress and define a common set of rules for deposits and withdrawals. Your access rights are independent of each other. Neither can control the other.

Include others

Invite third parties to pay directly into your savings goals. This could make many a well-intentioned but unwanted gift a thing of the past. It saves the giver time and embarrassing moments. And it's more personal than any cash gift.

Multi Accounts

Create and manage additional accounts, for example for your children, your partner or to save together with your friends.

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The investment products

Saving options
from urble

Successful saving also means successful investing. Simply contributing to savings goals is not enough. Inflation is ever-present. Merely keeping up with it is insufficient, even though many savings products already fail at this hurdle. With urble, we aim to beat inflation significantly so that real savings success becomes unmistakable. Only then will people be motivated to continue saving and pursue new savings goals. And only in such a self-reinforcing 'savings loop' is it possible to achieve financial freedom.

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Stablecoins USDT, USDC, EUR, CHF

Stablecoins correspond to a digital representation of monetary currencies that can be used in decentralized blockchain networks for payment, transfer and saving with attractive returns.

Ether (ETH)

Ethereum is a global decentralized platform for innovative and open financial products. Ether, the cryptocurrency on this platform, is the “digital oil” that powers these solutions. By saving in this cryptocurrency, you participate in the steady growth of this platform.

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Staked Ether (ETH)

By staking, you use your ether to contribute to the security of the decentralized network and are rewarded with newly issued ETH, which can be compared to interest in a figurative sense.

Bitcoin (BTC)

Bitcoin is a decentralized network that enables money to be sent around the world in a decentralized manner without the need for a bank. Bitcoin is also the cryptocurrency with the longest history and is limited to 21 million units. Save in Bitcoin to protect yourself against currency devaluation in the long term.

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Bitcoin with earnings

If you choose this investment strategy, urble will stake your Bitcoin on the Lightning Network to enable instant payments between sender and receiver globally. In return, you earn some extra Bitcoin for your Bitcoin.

Achieve more with the same amount of savings.
Much more.

Average annual return in the comparative period 2021 to 2024. Classic investment product: MSCI World ETF

Classic investment products (ETFs)

11%

Ether

22%

Bitcoin

38%

Why urble relies on Coins

Coins are the money of the future. urble wants your money to still exist and flourish in 20 years' time, so that you and the younger generation can really do something with it.

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Save big now. With urble

Get to know the app

Save and pay with ease. With the urble app. That's all you need.

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Fit for Finance?

urble alone does not create financial freedom for you. You are part of it. urble provides you with a framework in which you can pursue your financial goals in the best possible way. This doesn't just mean understanding urble as a tool and using it correctly. You should also know how finance works. At least in broad terms. And also in depth in the key areas.

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